The short version
Three non-coaching CGM programmes for users explicitly avoiding the Levels/Nutrisense/Signos subscription model. Pick on sensor accuracy (Stelo), entry cost (Lingo) or ecosystem fit (Ultrahuman M1).
When Lingo is the right pick
If you have never worn a CGM and want the cheapest legitimate way to try one, Lingo is the right shape. $49 single sensors with no subscription is the most flexible entry path in the consumer CGM market.
When Stelo is the right pick
If you want the most accurate OTC sensor — same Dexcom G7 hardware as Levels and Nutrisense at a third of those programmes’ cost — Stelo is the right shape. The accuracy advantage over Libre 3 is real even if small.
When Ultrahuman M1 is the right pick
If you already own the Ultrahuman Ring Air or plan to, M1 is the right shape because the unified glucose + HRV + sleep view in one app is unique. As a standalone CGM it is not differentiated from Lingo or Veri.